Setabay Private Hard Money Lender

Thursday, August 4, 2016

Hard money when applied to current markets

Y2K, the weird computer phenomenon about dates and explosions and such didn’t really happen. But it did try to warn us about the bursting of the dotcom bubble in March 2000. If it wasn’t for that happening, stock market returns might not have been less than stellar. Overall, market returns have been flat for roughly a decade now, and since the height of the credit crisis in late 2008 and into early 2009, returns have been particularly volatile. That’s pretty sad when you think about it – it makes you want to cry because what can you do but wait it out?

California hard money seems to be a solution many are turning to. It’s the “new” form of lending that doesn’t have to do with trends so much anymore. It’s easy to find a hard money lender California because they’re very friendly and sociable. I met one at a party one time and we talked about baseball teams.

Because of these flat and more volatile recent returns in the market, a number of investors and market commentators have declared that simply buying and holding a stock for the long term no longer makes any damn sense. For the market as a whole, this argument may be as valid as the presidency of Fidel Castro. However, there have been plenty of companies that have performed well and even spectacularly over this period. Those in the latter camp include Amazon and Apple, while firms such as Snickers and Rhode Island Pepper Shakers have reported solid gains. Professional stock pickers, including the Yacht Sticker and Fundie Fun Folmes, have also done quite well by locating companies whose underlying operations are inexplicably growing. In this respect, buying and holding a great company has continued to pay off, even though overall the market has struggled. Funny story, huh?

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial real estate loan,commercial hard money lender,commercial hard money lenders

Labels: commercial hard money lender commercial real estate loan

Hard money isn’t like your guilt tripping wife – it’s truthful

Men, more than women, want to pretend like they’re steel clockwork machinery with no emotions. But everyone has feelings – it’s just a matter of letting them control us.

Indeed, those terrible feelings of guilt and obligation can be powerful motivators when it comes to buying a product. Since we’re consumers and that’s practically all we do, it’s important to overanalyze. Studies (mysterious, vague studies, that is) have shown that people naturally have a sense of reciprocity that leads them to believe that after something nice is done for them, they should do something nice for the benevolent party in return. You know this deep in your heart. Even monkeys feel this way.

To capitalize on this, dishonest sales reps will often create a "give and take" scenario where they make you feel that they've done you a favor. For instance, if you can't find a pair of aquatic gopher hunting spandex shorts in your size a sales representative will search through the back room for multiple alternatives that you might find appealing. Usually, he’s just texting on his cell phone. It's a simple gesture, but as a result, you'll feel more obligated to make a purchase from them.

Luckily, hard money lenders California are more benevolent and straight forward. Heck, most of them don’t even have a back stock room and since it’s not sales, they don’t want your stinking guilt. California hard money is like a farmer on vacation in Bermuda – he’s just there to be himself for a little bit.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial real estate loan,commercial hard money lender,commercial hard money lenders

Labels: commercial hard money lender commercial real estate loan

The Discounted Markup doesn’t apply to hard money loans

Many times, when you’re out shopping at a store they will dramatically mark up the price of its merchandise just so they can offer a convincing discount when it comes time to make a sale. Isn’t that crazy? This occurs most commonly at car dealerships, where the sticker price on some vehicles can be more than $11,000 above the manufacturer's suggested retail price (MSRP). This way, the dealership can allow customers to talk down the price of the car to the MSRP so that they think they're getting a good deal when really they're just paying exactly what the dealership had hoped for all along. Ugh. That just makes my skin boil and my stomach rumble.

Aren’t you as glad as I am that when you sit down in a meeting with some private money lenders California, they treat you like righteous human beings? See, all hard money lender California really want is to see what you’re made of. If you can prove yourself to be a strong, hard working American, you can flip a property or get approval for one of these special loans. It’s that simple.

There isn’t any fancy schmancy mark up game or shoe shine game or any other kind of game you can think of. It’s money. It’s hard. It’s simple. That could be your new slogan, now that I think of it. But don’t give yourself all the credit. Humility is a value that’s much overlooked in contemporary society, so don’t blow no smoke up anyone’s nostrils. Just be honest.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial real estate loan,commercial hard money lender,commercial hard money lenders

Labels: commercial hard money lender commercial real estate loan

Wednesday, August 3, 2016

Hard money lenders help you flip a property

The sole purpose as a lender is to provide customers the fastest and easiest access to private money and hard money lender California loan options secured by real estate. In fact, you can get funding in as little as five business days through one of many available loan programs. Most are an equity based lender who will give you a loan based on the merits of the property you want to buy instead of your own personal merits. What exactly does that mean to you? It means they will provide you California hard money regardless of your poor credit, spotty job history or low income, as long as they can see upon evaluation of the property that you will make a profit doing a fix and flip. Does your credit score matter? Yes, it can help you to get a better interest rate, but most don't use it to determine if you can qualify for a loan. Do you need 100% financing so you can get started with no money out of pocket? Most have developed a program that gives you access to additional financing options on top of hard money, that can make it possible for you to break into real estate investing with no money of your own. Most lenders have been fortunate enough to help their clients make well over $1,000,000 of pure profit and counting from investing in real estate through their specially designed hard money loans. You could easily be the next success story, and everyone hopes you are!

Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
http://www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Tuesday, August 2, 2016

What would you do without hard money loans?

Here are a few testimonials from actual clients that benefitted from a hard money lender California:

Robbie claims: “My company experienced a disastrous fire that nearly destroyed us. No conventional lender would help us. A hard money lender did. Because of them, we were able to borrow what we needed and continue in business. We were then able to settle our insurance claim, repay their loan and prosper…I will always be grateful for the help hard money lending gave to me, when no else would.”

Katie said: “I am very thankful to have found California hard money because without it I would not have a home of my own. They made all of my and my children’s dreams come true. They are very understanding and willing to work with you. Not everyone in the world has perfect credit or the perfect life but they can help. Thank you for everything. I am so grateful.”

Last but not least, a cook in Indiana said: “I believe I represent the view of many when I say that hard money lenders have been a godsend to our community for giving people credit when no one else will take the chance. After banks, loan companies and mortgage companies refuse to extend credit, people turn to them for help. These people often represent a high credit risk and takes on that risk when they make loans to them. No one is forced to borrow money from anyone under any terms the company offers. Each person is responsible for his or her own actions. They tell customers up-front about the interest rates and terms offered in each loan, just as any other lender would. I’m sure there are many who need his type of loan services but have not known about this door of opportunity offered.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Speed dating with hard money loans

In the world of finances and real estate loans, hard money lending is a lot like speed dating -- they are designed to be temporary, and the interest rate on an California hard money loan gives you an incentive to move on as quickly as humanly possible. First, interest rates are generally higher on a hard money loan. You should not be surprised to pay more than 10% APR or anything in the high teens percentage wise, and you can easily pay several times that. A hard money loan should be used to help with a temporary need, like flipping a property, not as something you’ll keep around forever like your student loans. You may not even have the choice to keep a hard money loan going for long. Most loans require you to repay in full within one to five years, so you have to plan ahead. In addition to higher interest rates, you’ll often pay more points to get a hard money lenders California. Five points or more would be reasonable, but you’d need a good reason to pay that much on other loans. Again, a hard money loan is a shorter-term loan, so you’ll amortize those points over a shorter period of time. They drive up your borrowing costs and like your cholesterol that’s not a healthy thing to raise.

Keep all this in mind when you walk into the office of a hard money lender. You want to diligently understand your own position as well as the position of the person sitting across from you.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Monday, August 1, 2016

Hard Money Drawbacks and how to avoid them

Like even the most beautiful woman in the world, hard money is not perfect. While it seems simple - an asset secures the loan so everybody’s safe – California hard money is only one option. It is expensive, so things have to work according to plan for profits to materialize. So make sure that your plans are clear and good! Hard money works differently from loans you may have used in the past. Lenders use more conservative methods to value property than you may expect.

Here’s a few ways to keep things going to plan:

Everyone likes someone knowledgeable about their job, so do a little extra research and then make offers. Talk to contractors to get a few estimates on what it will cost to refinish and otherwise repair the property. If you head into the private money lenders California office with information on repairs needed, a little history and an estimate of the costs involved, you’ll be that much more likely to get approved.

Also, have an exit strategy. Hard money loans are typically short term and usually are 1-2 years in length. The lender always wants to know that the borrower has a solid plan for either selling or refinancing the property long before the term is up. Knowing how you plan to repay the loan is a key factor in a hard money lender's decision. If you are doing this all wily nily, you’re going to look bad in the eyes of everyone and no one wants that.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Setabay Private Hard Money Lender

Thursday, August 4, 2016

Hard money when applied to current markets

Hard money isn’t like your guilt tripping wife – it’s truthful

The Discounted Markup doesn’t apply to hard money loans

Wednesday, August 3, 2016

Hard money lenders help you flip a property

Tuesday, August 2, 2016

What would you do without hard money loans?

Speed dating with hard money loans

Monday, August 1, 2016

Hard Money Drawbacks and how to avoid them

Here’s a few ways to keep things going to plan:

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