Think Outside the Bank For Private Lending

 

Think Outside the Bank For Private Lending

At Level 4 Funding, you get flexibility and speed, not red tape and committees. Bottom line: if your strategy is sound and your property has potential, we’ll find a way to make your loan work—without the drama and without the runaround. 

And you can take that to bank.
Our specialty is helping, realtors, and investors purchase or refinance non-owner occupied residential properties. So if you’re looking for a respected lender that offers streamlined services, quick closings, and aggressive rates, you’re in the right place.

Non-conforming mortgage products for Non-Owner Occupied Residential properties

When traditional loan products are not flexible enough to meet your client’s needs, Level 4 Funding can help. We provide investors with quick access to non-conforming mortgage products for Non-Owner Occupied Residential properties whether they want to:

Fix & Flip
Buy & Hold
Rate & Term
Cash Out Refinance
Bridge Financing
Wholesale Lending

Real Estate Agents

You work to help your clients reach their real estate investment goals and so do we. Fast Approvals. Competitive Rates. Quick Closings. How can we do that? Level 4 Funding is a direct private hard money lender with local control from start to finish. We underwrite our own files and provide our own appraisals which makes our loan process transparent and fast, closing deals in as little as 4-10 days.

Imagine Having $50K-$250K Cash In Your Checking Account For Anything Your Business Needs F4F.com www.civicfs.com fundingforflipping.com

 

 

Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:     (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701
 

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years. 

 

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Trumps Economy Is Going To Take Off! Get Ready Now!

Thing are going to happen..

Something is going on out there. Recently I've opened a new checking account at BofA for a small business venture, but I had one major problem to overcome. Something that I would have never expected. When I got to the bank they said "you will have to stand in line to open an account. " I asked my personal banker 'what's going on'? She said " did not understand what was happening, but since this morning there has been a steady stream of new customers coming into the bank and opening business checking accounts. I have never seen this much activity before".

Based on a recent Bloomberg report, Optimism among America’s small businesses soared in December by the most since 1980 as expectations about the economy’s prospects improved dramatically in the aftermath of the presidential election.

Being in business for 40 Plus years I hear this from my personal business associates. The consensus is that their feeling is '2017 is going to be a good year'. The share of business owners who say now is a good time to expand is three times the average of the current expansion, according to the NFIB’s data. More companies also said they plan to increase investment and keep hiring, which reflects optimism surrounding President-elect Donald Trump’s plans of spurring the economy through deregulation, tax reform and infrastructure spending.

Fifty percent of respondents, the biggest share since March 2002, said they expect better business conditions in the next six months. That was 38 percentage points higher than in November. The net share of firms projecting higher sales jumped by 20 points to 31 percent. Some 29 percent say they will boost capital outlays within six months.

The National Federation of Independent Business’s index jumped 7.4 points last month to 105.8, the highest since the end of 2004, from 98.4. While seven of the 10 components increased in December, 73 percent of the monthly advance was due to more upbeat views about the outlook for sales and the economy, the Washington-based group said. “

 

Rising confidence adds to the economy’s upward momentum,” Jim O’Sullivan, chief U.S. economist at High Frequency Economics in Valhalla, New York, said in a note. At the same time, the “NFIB membership appears to be disproportionately Republican, so it is possible that the data will start overstating strength, opposite the pattern during the Obama administration.”

The NFIB report was based on a survey of 619 small-business owners through Dec. 28. Small companies represent more than 99 percent of all U.S employers, according to the U.S. Small Business Administration. A small business is defined as an independent enterprise with no more than 500 employees.

“We haven’t seen numbers like this in a long time,” Juanita Duggan, president and chief executive of the NFIB, said in a statement. “Small business is ready for a breakout, and that can only mean very good things for the U.S. economy. Business owners are feeling better about taking risks and making investments.”

So now what do you do? What is your plan for the next 1-2 years? Should you invest in the stock market, hold cash, purchase real estate? Personally, I'm jumping back into the real estate rental market. But I'm being very cautious on what and where I purchase. I'm still licking my wounds from 2008.

Dodd-Frank will be changed. Only 3 new banks have been started since the 2008 crash. I remember when it would have been hundreds! Lending has been stagnant as local and regional banks are handcuffed to lend. What we have is constipation of the money pipeline due in large part to Dodd-Frank. 

 

 

 

 

 

 

Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.comhttp://www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701



About Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.












          

If Your Hard Money Lenders in Arizona Are Compared to Ezuabo—That’s Not A Good Thing!

Hard money lenders Arizona—For every success story and for every reliable lender there is a story a number of dishonest one. The story of Ezuabo might be one in all many dirty ones.

When people focus on—effectively, totally one factor, they might give it some thought to 1 situation else. It’s like by evaluating one problem to 1 completely completely different problem, which individuals are further accustomed to, we're in a spot to understand how pretty or horrible one situation is.

For occasion, what variety of events have you ever ever ever ever heard a drained specific particular person focus on ingesting a wonderful cup of espresso and one of the best ways in which the “fog the entire sudden lifted?” Have you ever heard one situation that merely walked into the room, joined a dialog, or been employed on described as a “breath of up to date air?” Or how in regards to the coach that’s as suggest due to the Wicked Witch of the West?

Get the thought? So—with that in ideas—if any of the hard money lenders in Arizona you are considering going with have been described as “associated to Ezubao”—run away. Run distant.

The Story Of Ezubao

At first, the story of this hard money lender in China was your typical rags to riches type of story. It’s founder, Ding Ning, was a 34-year earlier highschool dropout. He opened the company in fairly a number of cities and took out some pricey adverts to promote the enterprise. It wasn’t your typical lending firm, though. No, it centered on working with folks with poor credit score rating score rating histories that will not get accepted for the same old loan.

With over 1.three billion people dwelling in China, it is safe to say that there have been 1000's if not 1000's and 1000's of people searching for out loans in China that match completely into the a part of the inhabitants Ezubao wished to target--or on the very least that was what Ning wished his customers to think about.

Ning might justify the insane number of debtors he claimed the company had on account of his bills of curiosity weren't elevated than the banks an equivalent to the often are for hard money lenders in Arizona, China, or wherever else. They have been lower than the banks.

So it was simple to take into consideration people flocking to Ezubao. If you probably can get your money sooner and for heaps rather a lot a lot much less, why wouldn’t you go to them? Except people weren't. Approximately 95 p.c of the debtors Ning claimed the company had have been fake. In the method, over 900,000 customers misplaced $7.6 billion.

Could There Be A Hard Money Lender In Arizona Like Ezubao?

Investors and lenders alike frequently have to be searching for potential scams. These days they've rework an rising variety of elaborate and is likely to be hard to pinpoint. But that is the rationalization there are as many licensed ideas as there are for hard money lenders in Arizona and all by the nation.

Could a scammer get his or her palms on the appropriate licenses to appear respectable? That is frequently going to be a menace, nonetheless when ever unsure, refuse to take their phrase for it. Call the appropriate native or state company that issued their license. If you proceed to aren’t constructive—affiliate with one completely different specific individual.

Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444
Arizona Tel:      (512) 516-1177
Dennis@level4funding.com
http://www.setabay.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Arizona | 78701

About the creator: Dennis has been working inside the precise property enterprise in some efficiency for the final phrase 40 years. He purchased his first property when he was merely 18 years earlier. He quickly realized in regards to the good funding alternate selections supplied by trust deed investing and hard money loans. His need to help others make money in precise property investing led him to specialise in assorted funding for precise property customers who might need downside getting a conventional monetary establishment loan. Dennis is obsessive about assorted funding sources and sharing his data with others to help make their needs come true.

Dennis has been married to his good affiliate for 42 years. They have 2 pretty daughters 5 good grandchildren. Dennis has been an Arizona resident for the earlier 40 years.

Trends In Arizona Private Hard Money Loans Making It Easier For Dreams To Come True

If you must have been eager about going into enterprise in your self or flipping properties pretty just some the model new developments in Arizona private hard money lending may encourage you to stop eager about it and do it.

We all must make extra money. We would possibly need to have the flexibleness to say we don’t rely upon anybody to supply for you and your loved ones members members. We all must be good suppliers and by no means must stress about whether or not or not or not or not or not we'll purchase meals for our households.

However, for plenty of folks, if we lose our jobs we may be okay for just a few weeks or just some months, nonetheless as shortly as we don’t get a mannequin new job shortly, we'll be in bother. That chance makes the thought-about going into enterprise or investing in a single downside like dwelling flipping extra fascinating.

But then all folks is aware of that our spotty credit score rating score rating goes to cope with typical lenders from approving our mortgage software program program program program. That is the place the good, neighborhood Arizona private hard money lender appears to be useful. With pretty just some the model new developments in hard money loans, the choice is popping into extra fascinating.

New Trends in Hard Money Loans

Getting a mortgage from a standard lender or financial institution is usually hottest, nonetheless they might take a very very very very very long time and do it's important to've acquired questionable credit score rating score rating score or inadequate earnings historic earlier chances are high good you’ll get rejected. Thanks to Arizona private hard money lenders, the dream doesn’t must die. Yes, it'd worth you significantly extra, and it's attainable you must have extra money of your private upfront, nonetheless you will get authorised regardless of the elements a financial institution would possibly want with you.

With pretty just some the model new developments in hard money loans, the choice is making an attempt bigger:

• Decreasing costs: What retains many from even contemplating making use of for a hard money mortgage is the upper value of curiosity. But on account of the housing market stabilizes and expenses of curiosity go up, the prices for private hard money lenders will go down (on account of extra of us will uncover success with financial institution loans). They will nonetheless be on the acute facet, nonetheless they'll be decrease than what they've been.

• International Lenders: More and additional international-based lenders are beginning to get entangled all by the use of the U.S. mortgage market. They see a chance and should money in. For retailers, it means extra opponents amongst lenders in your small enterprise which interprets into bigger phrases for you.

• Commercial Loans: If persons are discovering success with Arizona private hard money loans for express express particular person selections, it stands to set off that they might work for enterprise selections. This, in actuality, means you take out a a lot bigger mortgage on the next value of curiosity. But if the financial institution says no, what totally utterly completely totally different utterly completely totally different do you must have? With extra lenders able to take that probability, why shouldn’t retailers?

• Crowdfunding: While not precisely private hard money lending, it's fairly related and turning into extra widespread. However, the choice may go away all by the use of the close to future relying on how lawmakers deem concepts apply to it.

Don’t Let Fear Of Rejection Hold You Back

It would possibly very successfully be very hard to deal with the thought-about being rejected for a mortgage. You endure the entire work that it takes to get to the intention the place you want the money solely to get rejected—it’s devastating. But with hard money loans turning appropriate proper into a bigger probability, there could also be not a such downside as a set off to let the dream die on account of the financial institution doesn’t see it.

Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444
Arizona Tel:      (512) 516-1177
Dennis@level4funding.com
http://www.setabay.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Arizona | 78701

About the creator: Dennis has been working contained in the exact property commerce in some effectivity for the ultimate phrase 40 years. He bought his first property when he was merely 18 years earlier. He shortly discovered referring to the unbelievable funding alternate picks geared up by notion deed investing and hard money loans. His want to assist others make money in exact property investing led him to deal with totally utterly completely totally different funding for exact property retailers who would possibly want bother getting a standard financial institution mortgage. Dennis is raring about totally utterly completely totally different funding sources and sharing his information with others to assist make their targets come true.

Dennis has been married to his unbelievable affiliate for 42 years. They have 2 lovely daughters 5 unbelievable grandchildren. Dennis has been an Arizona resident for the sooner 40 years.