Setabay Private Hard Money Lender

Monday, January 28, 2019

Secure Returns: Loans to Flip Houses in Arizona Help Flippers Earn More Money

Need cash to get into the flipping game? Hard money loans to flip houses in Arizona may be right for you.

Flipping homes offers many benefits to real estate investors. One of the main appeals to flipping houses is it offers investors a return within a short amount of time. Within a few months to under a year, investors locate, purchase, and renovate a property presenting a return potential. The return on investing in a flip home is large, usually close to 50% and sometimes even higher. Not bad.

But where do flippers start? Typically, investors purchase properties during a booming housing market, a time when real estate prices are on the rise. (Like right now, when flipping is at its highest since the mid-2000s.) The rising cost of homes indicates a rise in equity and an increased possibility of a good return. With this in mind, flippers tend to find distressed property in a neighborhood where renovated homes are selling well. They will do their homework and look at the “comp” or comparable sales. After locating a distressed property, flippers take into account the “perceived” renovation costs, how much will renovation cost to receive a return similar to that of other renovated houses in a given neighborhood. The trick is finding a property that would hypothetically receive a greater return for less work. Renovations could be as simple as reflooring, landscaping, and painting a few rooms. Other times, it might be necessary to delve into more complex renovations to receive a return. Either way, the main questions remain: Do the ends justify the means? Can a decent profit be made for all of the labor? If yes, “you may pass GO.”

So, a flipper has found a house, done the homework, and taken into account all of the perceived costs. Great. The next step is funding. Since many Americans don’t have too much cash to blow, funding is a very important step. To finance their projects, flippers often go to lenders, generally ones that gives loans to flip houses in Arizona.

Arizona Hard Money Lenders Offer Less Restrictions for Those Looking for Loans to Flip Houses

Arizona Hard Money Lenders typically grant loans to flip houses. This is due to the fact that conventional lending is practically restrictive when it comes to loaning to real estate investors new to the business, with low credit scores, and with a history of subprime credit or past delinquencies.

Cut through the red tape! Talk to your hard money broker to get loans to flip houses in Arizona today.

For this reason, many new flippers enjoy the face-to-face, hands-free approach to hard money loans to flip houses. They find it a way to cut through the red tape of bureaucracy and start their new path of securing the returns that they need. If eligible, rates may start as low as 7.99% for terms extending from 3 to 60 months. Applications processes are short. Funding up to 90% LTV is available through certain lending programs for borrowers meeting collateral requirements.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Conventional Versus Hard Money Arizona Commercial Real Estate Loans

When it comes to commercial lending, conventional and private lending reign. But which to choose? Weigh the pros and the cons of each to find the ideal financing situation for your business’ needs. Discover the Arizona Commercial Real Estate Loans that are right for your company.

Commercial real estate is property intended to generate income for a business, opposed to residential usage. Most often, commercial real estate is obtained through a finance source known as Arizona Commercial Real Estate Loans. Through Arizona Commercial Real Estate Loans, acquisition, renovation, and construction of commercial property is made possible as a means of establishing short or long-term returns.

Arizona Commercial Real Estate Loans are not residential loans. Where residential real estate loans are intended to purchase a home for individuals, commercial lending is solely intended for entities who acquire real estate to secure returns. Contrasting a thirty-year residential loan, commercial loans have a duration of 3 to 60 months.

Both independent and conventional lending sources fund Arizona Commercial Real Estate Loans. In part, conventional lending institutions grant loans based on a business’ credit history. Should the latter be too short or nonexistent, then credit worthiness is established by analyzing the credit scores of a business’ owners. After establishing credit worthiness, several other risk-contributing factors are assessed: a suitable period of finance records, tax returns, loan-to-value assessments, debts, etc. With suitable credit, finance, history, and collateral established, conventional loans are an option. For some businesses meeting the previous credentials, The SBA U.S. Small Business Administration offers favorable lending scenarios with mitigated risk and less cash down to those exhibiting a high credit score, satisfactory financial standing, and enough collateral.

Try Hard Money Arizona Commercial Real Estate Loans

If not, there is no need to worry. If conventional lending is not an option, hard money Arizona Commercial Real Estate Loans are available and have helped many businesses get the start that they need. Hard money commercial real estate lending provides the financing for real estate projects such as multi-family units, warehouses, industrial properties, and office facilities. It is fast, competitive, and effective. Hard money commercial lending avoids the hoops and red tape associated with conventional lending. Where months of credit analysis, stipulations, and federal mandates hedge up the funding process, commercial hard money loans can be secured within shorter, more favorable time frames.

Fund your next development with Arizona Commercial Real Estate Loans—Talk to your hard money broker at Level 4 Funding today.

If you are struggling establishing the financing you need, or if you need to establish financing quickly for your upcoming development, talk to your hard money broker at Level 4 Funding, here to help you secure the financing your business needs. Loans for up to 90% LTV and $50,000,000 available to qualifying borrowers.

Avoid Putting Cash Down: 100% LTV Commercial Real Estate Financing for Your Business

100% LTV Commercial Real Estate Loans Help Businesses Maintain Cash Flow.

The supply and demand, the wax and wane of the market. Day in day and day out, you’ve ground out a living building a business on main street America. You’ve done the time and the homework; you’ve put in the hours to build a business from the ground up. Now, you want to expand your operation. You’ve seen your profit potential and are happy where things sit. However, you know that you can create more and have reached the point of wanting more property to create more profit. Perhaps, you’ve got the money to do it, but perhaps you don’t want to cut into your cashflow—the beating heart of your organization and many investments.

It takes money to make money, and you have money. But, you understand that keeping cash flow intact and borrowing money in order to acquire more property creates less risk. Also, it may present you with a better chance of dealing with the inevitability of market shifts.

You look to conventional lenders but seem to have been rejected due to previous credit history, federal restrictions on property acquisition, or other cumbersome stipulations. After a bit of research, you come across information relating to 100% LTV Commercial Real Estate Financing. Questions enter your mind: What is it? Do you qualify? What are the requirements and respective rates for such a loan?

Can You Qualify for 100% LTV Commercial Real Estate Financing?

After doing a few more Google searches, you come to understand that 100% LTV commercial real estate financing is made possible with Arizona Hard Money Loans, and you see that hard money acquired by leveraging equity in real estate possessed by a business or business owner. While traditional lenders have a hawk’s eye for looking at an individual’s creditworthiness, credit history, or compliance with the hoard of federal lending requirements, you see that Arizona Hard Money Lenders are able to base loans on real estate value rather than credit. The catch is that you must have a significant amount of equity built into your collateral, either by owning property out-right, having a considerable increase in positive equity, or having equity that is greater than the loan amount to be requested. Without the proper equity, you realize that you would have to have a sufficient amount of cash down to buffer the hard money lender in the unforeseeable advent of foreclosure.

Talk to your hard money broker and see if you qualify for 100% LTV commercial real estate financing.

The good news is that you have built up a considerable amount of equity by paying off nearly all of your business’s property. On top of that, the recent rise in real estate prices has considerably increased the value of your equity. Nice! Now the next step is getting a hold of your hard money broker or lender to find out if your property qualifies you to receive 100% LTV commercial real estate financing.

Yes, You Can: Secure Conventional Lending Through An Arizona Bridge Loan

Life happens. Unforeseeable business demands, events, or market opportunities materialize out of nowhere. Action may be needed, and quick. An Arizona Bridge Loan is here to save the day. Right now, you have the power to secure the cash flow, to acquire the assets you need. Get financed through the banks later, act now.

An Arizona Bridge Loan helps individuals, developers, businesses, investors, and buyers receive funds in order to secure desirable property for investment or residential purposes, needed equipment for commercial expansion, or sufficient materials to renovate. This type of loan is temporary, lasting generally anywhere from three to twelve months. An Arizona Bridge Loan is not a means of long-term financing, but rather a means of providing needed and short-term cash flow to complete a financial objective or acquire an asset until conventional lending is made available at a lower rate. Hence, the word bridge indicates an intermediary period between hard money and conventional lending.

Though possessing innately higher interest rates, the benefits of An Arizona Bridge Loan are speed, accessibility, and reliability. Since An Arizona Bridge Loan is made available through hard money brokers or lenders, the process of acquiring a hard money bridge loan is much shorter than the months needed to secure a conventional loan. This speed is due to the fact that a hard money bridge loan is backed by collateral, usually real estate. An Arizona Bridge Loan is accessible via hard money brokers who able to secure the rates and terms in a reliable and comfortable time frame.

Conventional lenders may offer the lowest available rates, but they are slow, very slow. Conventional lenders are the optimal long-term method of financing, which is great. However, it is not always a simple process jumping into a long-term conventional loan. Credit analyses, screenings, federal regulations, and hordes of stipulations stand guard. Sometimes, the months needed to secure this kind of financing are not available. Unforeseeable business demands, life events, or market opportunities materialize out of nowhere. Action may be needed, and quick. Right now, you have the power to secure the cash flow to acquire the assets you need. Get financed through the banks later.

5 Common Bridge Loan Scenarios

1. Businesses needing to buy real estate or purchase equipment quickly and at a high interest rate until they can secure low interest financing through conventional lenders.

2. Individuals seeking to purchase and move into a new home before their original home sells. In this case, the equity of the original home is used as collateral to acquire a hard money bridge loan to secure the newer home.

3. Developers who need a loan to continue construction while preparing to meet long-term financing stipulations.

4. Investors needing the funds to secure, purchase, and renovate real estate.

5. Buyers needing quick money to purchase an ideal piece of real estate.

Talk to your hard money broker at Level 4 Funding and secure An Arizona Bridge Loan today!

Should any of these categories describe your current financing needs, talk to your broker at Level 4 Funding today. Take hold of the commercial or residential assets you need with a hard money bridge loan.

Sunday, January 27, 2019

6 Reasons Why You Should Get An Arizona Bridge Loan

Conventional lending may be the GOLIATH of loans. While secure, grandiose, and abundant in low rates, it is also SLOW. Don’t let the banks stop you. Get the financing you need, FAST, with An Arizona Bridge Loan through Level 4 Funding.

When conventional lenders say “no,” An Arizona Bridge Loan meets temporary financing needs, provides needed capital, and sets plans into motion. “No” does not mean no, it means “not yet.” Don’t let the banks and their tedious stipulations bully you. Apply today and see if you qualify for An Arizona Bridge Loan through your hard money broker at Level 4 Funding.

The reasons for acquiring An Arizona Bridge Loan are legion:

1. Move into new home before selling the old one: Many times, for those interested in residential property, selling and buying homes can be a difficult process. Selling a home, especially, can be a long, tedious, and cash consuming process. An Arizona Bridge Loan eases this, allotting individuals the financial support they need to purchase and move into the new home of their choice before their old home even sells.

2. Refinancing: Tired? Over encumbered? Overburdened by too many loans. Escape the riptide of financial burden. Refinance, consolidate, and build credit.

3. Remodel or refurbish: Is your property looking a little shabby? Increase the value of your property by refurbishing. Bridge loans have helped borrowers improve the value of their homes.

4. Use asset to buy new assets: No cash down? No problem. Use assets to acquire more assets.

5. Acquire real estate: Conventional lending may be the GOLIATH of loans. While secure, grandiose, and abundant in low rates, it is also slow. However, in real estate investment, fast is often needed. The nimble and quick-witted reap the benefits of distressed, wholesale, short-sale, and foreclosed properties. Where banking takes months to finance, a hard money bridge loan secures acquisitions, investments, profits—fast.

6. Finance initial construction: So, you want a loan on a lot of land. Too bad, the bank says no. The bank does not like lending on lots. No worries. You happen to know a hard money broker at Level 4 Funding. You can get the financial backing you need to acquire a lot of land and perhaps even the funding to finance all or a needed portion of your building ventures.

Don’t Except “No” for an Answer from the Banks: You Can Get An Arizona Bridge Loan

If you fall into any of these categories and are interested in An Arizona Bridge Loan, get a quote today at Level 4 Funding. Find the financing you need until conventional lending comes around.

Get An Arizona Bridge Loan today through Level 4 Funding

Though rates and terms vary per borrower, these are the general range of potential stipulations to be expected: Up to 90% LTV may be available. Typically, An Arizona Bridge Loan will span a term of 3 to 24 months. Bridge loans are interest only loans. Minimum rate of 7.99% APR

Start a Successful Company with Arizona Cannabis Business Loans

Progressive reforms in the United States are gradually making the legal cannabis industry a more viable investment. The hesitation of conventional lenders and larger distributors to invest or fund cannabis operations is creating a positive situation for smaller, commercial investors looking to enter the cannabis industry and meet the ever-growing demand. Where conventional lenders reject commercial cannabis investors, Arizona Hard Money Lenders offer solutions in the form of Arizona Cannabis Business Loans.

Cannabis reigns in the States. The 2017, US cannabis market reached $8.5 billion in worth, 90% of the world market. The current and future projections of the legal cannabis industry remain enticing to both consumers and investors with predictions suggesting that the US cannabis market will continue to grow reaching $24.1 billion by 2025. No small chunk of change.

As a main contributor to such growth, legislation trends over the past thirty years in the US have resulted in regional approval of medicinal, recreational, and commercial use of marijuana. Furthermore, with a growth in regional approval, a reduction or removal of criminal charges, and an overall growth in public interest in cannabis related products, the demand for legal cannabis continues to rise. For instance, many consumers are transitioning from illicit to legal use of marijuana avoiding legal confrontation and transferring money that would traditionally have gone into the pockets of criminal organizations instead to local businesses, communities, and state funds. Others seeking the medicinal and therapeutic benefits of cannabis or seeking to satiate curiosity after seeing advertisements or hearing of others who have tried cannabis in their community also increase the overall demand for cannabis.

More consumption can mean more money. Huge market leaps and mass consumption of legal cannabis is a favorable omen for some investors. Typical investments in the cannabis may include: agricultural, clinical, mechanical devices, or commercial real estate.

Successful Niches: Arizona Cannabis Business Loans Help the Little Guy

While certain legal limitations still exist in the United States, ironically opportunity is present for small commercial outfits eager to meet the growing demand for legal cannabis. Currently, federal limitation decreasing the willingness of conventional lenders and larger distributors to invest or fund cannabis operations has created a positive situation for smaller, commercial investors looking to enter the cannabis industry and meet the ever-growing demand. Where fewer individuals are able to enter the commercial cannabis business, others are making a niche for themselves, especially by using hard money Arizona Cannabis Business Loans.

Level 4 Funding is here to help you with Arizona Cannabis Business Loans that fit your commercial needs.

If the big banks say “no,” don’t worry about it. Hard money Arizona Cannabis Business Loans allow individuals to get a business up and running with interest rates as low as 7.99%. Where other investors are hesitant to take advantage of the commercial cannabis industry, opportunity is on the horizon. Talk to your hard money broker today at Level 4 Funding for the Arizona Cannabis Business Loans that are right for you.