Commercial Lending Texas: Will past complaints continue to haunt the SBA in the aftermath of Hurricane Harvey?

The Small Business Administration is moving with unprecedented speed to issue emergency loans to the victims of Hurricane Harvey. The question lingers, can the agency move fast enough to give emergency commercial loans to Texas small businesses in need?

The SBA’s past inefficiency in distributing disaster loans has raised the question as to whether the SBA is an effective resource for small businesses in the wake of Hurricane Harvey. The SBA appears to be moving faster than it did in the past. As of September 10^th the agency has approved 100 million dollars in emergency loans. Even with the SBA moving at an unprecedented speed, some question whether local banks are in a better position to issue emergency loans to the victims of Hurricane Harvey. A Law passed by Congress in 2008 enabled the SBA to back privately issued disaster loans, the agency has so far resisted these reforms.

In past disasters on the scale of Hurricane Harvey, like Katrina and Sandy, the SBA failed to approve emergency loans at an efficient rate. The SBA issued 11 billion dollars in disaster loans after Hurricane Katrina. But the approval process took 65 days on average. It was a similar case after Superstorm Sandy. The agency issued 2 billion in loans, but it took on average 40 days for the agency to process each one. In the end the loans approved by the SBA may sufficiently covered the damage caused by Katrina and Sandy. The delayed approval process on the part of the SBA however, left many small businesses unable to cover their immediate financial obligations. Some simply went bust as a result.

In 2008 Congress passed the Small Business Disaster Response and Loan Improvements Act, to speed up the process of approving disaster loans. The law enabled the SBA to partner with private lenders and back privately issued emergency loans. The SBA would guarantee 85 percent of these private loans. In exchange the private lenders would be obligated to approve such loans in as little as 36 hours. The SBA has only implemented one aspect of the law. A program to offer private, small dollars loans of up to 25,000. According to American Banker, no such loans have ever been issued.

A key issue in the aftermath of Hurricane Harvey is whether the SBA has overcome its past inefficiencies. The agency claims it has made improvements since Katrina and Sandy. At a congressional hearing this April, agency spokesman James Rivera cited the flooding in Baton Rouge last August, claiming that it took just 12 days to approve small business loans. Agency spokeswoman, Carol Chastang, says that the reforms of 2008 do not need to be implemented, claiming that the agency can quickly approve unsecured small dollar loans of 25,000.

Even with the SBA’s new found efficiency, the scale of Hurricane Harvey will likely push the SBA to its limits. Private commercial lenders in Texas may need to step in to help small businesses.

The flooding in Baton Rouge, resulted in only 66,000 disaster loan applications whereas Hurricane Katrina resulted in 385,000. By all accounts Harvey’s damages are on par with Hurricane Katrina's. The storm is likely to result in a greater volume of applications for aid from the SBA. Harvey will certainly test the SBA’s capabilities.

In the aftermath of Harvey, banks and Texas commercial lenders, seem more willing to participate with the SBA.

The reforms passed by congress stalled in part because few private lenders were willing to participate in the program. Private lenders reservations seem to be declining, a recent poll by the Coleman Report, a newsletter for small business lenders, revealed that 77 percent of those polled would be willing to partner with the SBA to help provide disaster relief. The agency has for the moment dismissed any such partnership. However considering the agencies inefficiencies in the past a key question remains. Should the SBA remain the only group issuing emergency loans in the wake of natural disasters?

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Commercial Lending Texas: Getting Help from the SBA in Harvey’s aftermath

The Small Business Administration is issuing millions in emergency loans to small businesses impacted by Hurricane Harvey. What are the restrictions and how do you apply for this type of commercial loan?

The SBA is approving loans at an unprecedented rate in the aftermath of Hurricane Harvey. As part of the recent aid package passed by Congress, the SBA has received 450 million dollars to distribute as loans to those impacted by the storm. As of September 10^th, the agency has approved 100 million dollars in loans. 8.5 million of those dollars are directed to small businesses. An SBA disaster loan may be the best option to cover uninsured damage in the aftermath of Hurricane Harvey. Learn the restrictions of an SBA disaster loan and how to apply for one.

The SBA only approves emergency loans in areas considered directly impacted by a natural disaster. Ensure that your community is listed on the SBA website. These loans are issued directly by the SBA, so the fastest way to get approved is to apply directly on the website. Be expected to provide documentation including legal records relating to your business, detailed documentation of specific damages, tax records, profit and loss statements and lists of your current assets. The SBA may request further documentation throughout the process. After submitting the necessary documents, the agency will review your insurance coverage and determine whether you qualify for a disaster loan. In general the approval process takes 2 to 3 weeks. The SBA will may review both your personal and business credit scores. You may be required to offer principle in your business in order to guarantee the loan.

SBA disaster loans are meant to cover uninsured damages related to natural disasters including economic and physical damage. How the proceeds of the loan can be applied depends on the type of loan you apply for. The SBA issues both Physical Disaster Loans and Economic Injury Disaster Loans. Physical Disaster Loans can be applied to repairing or replacing real-estate, machinery, equipment, fixtures, inventory or to make leasehold improvements. SBA disaster loans are intended specifically for uninsured damages. However, if your property is covered by insurance an SBA loan may be applied to cover your mortgage obligations. Economic Injury Disaster Loans (EIDL) are intended as a stop gap for interruptions in cash-flow. An EIDL is meant to help businesses meet normal financial obligations which they no longer able to meet due to a disaster.

SBA disaster loans cannot exceed two million dollars. You may need to seek other types of commercial loans to repair damage to your property

The SBA can only give small businesses two million dollars in the form of disaster loans. This amount may not fully cover the damage to your business. If you suspect your damages exceed 2 million dollars, seek out additional options to help you recover.

Remember an SBA Disaster Loan is still a commercial loan.

An SBA disaster loan is an excellent option to rebuild and repair your business. But it is a loan, not a hand out. The agency considers your credit score prior to approving any disaster loan. If you suffer from poor credit, you may be denied. Another factor to consider is that you may not have the documentation needed by the SBA. You may have lost your business records as a result of the disaster. Consider whether you have a good credit profile and the necessary documentation before applying for an SBA disaster loan.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Think Like A Lender To Get Your Commercial Real Estate Loan Approved

Getting inside a lender’s head allows borrowers to understand how to get their loan approved. Consider risk management to be a top priority.

Acquiring capital through a commercial real estate loan is typically one of the first step a company takes in making a major real estate investment. That being said, this part of the process can be extremely difficult and time-consuming, depending on how a company goes about applying for a loan. Whether your company has struggled to get loan terms that line up with your company’s timeline or are having trouble getting funding in the first place, putting yourself in the shoes of a lender can help you get closer to your mark.

The following considerations are a few of the top concerns a lender will consider when deciding whether or not to approve a loan request and work with a new client. The better you understand a lender’s expectations, the better you can tailor your loan application to meet these requirements.

● Am I confident this borrower will pay off the commercial real estate loan off? First and foremost, the borrower is going to want to understand how much the business is making, and how much your business expects to take in as a return on the money your business is borrowing. The lender’s top priority is to make a profit on lending out your company’s much needed capital.

● What does this borrower’s credit history say about their reliability? With a closer look at your company’s credit history, a lender can determine how well your organization has handled credit. The higher your score, the more comfortable a lender will be with loaning out larger amounts of money at more reasonable interest rates.

● How much of their own money is the borrower willing to put up? The more capital your company is willing to put up in the beginning, the more invested your organization appears in the project. Showing a lender that your company intends to see the project through to the end despite any obstacles helps to build the lender’s confidence.

● Can the borrower offer me collateral to ease my concerns? Collateral offers a “just in case” scenario to lenders in case the borrower’s loan becomes delinquent. When companies offer up their own collateral, lenders will be more willing to negotiate on other terms. As far as your business goes, collateral will have to be something valuable enough that the lender accepts it as a consolation prize for your organization backing out on the loan. It may take offering up land, stocks or other real estate assets for your company to get the money it needs from a lender.

The Easiest Way To Think Like A Lender Is Learn More About The Industry

By keeping up to date with industry news resources and the latest expert blogs, your company stays in the know about important trends that impact loan terms.

Pick the brain of a trusted private lender for even more tips on where the industry is headed.

Traditional lending institutions can’t always give your company necessary insights (or loan terms). That’s when it’s time to turn to the services of an experienced commercial real estate loan specialist.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Maximize Your Commercial Mortgage By Avoiding These Common Real Estate Investment Flubs

Real estate is full of promising opportunities. Avoid these rookie mistakes to ensure your company gets a full return on its commercial mortgage.

Once your business has developed a detailed, data-driven action plan, it’s time to pull the trigger on the company’s big commercial real estate move. It’s important to remember that small mistakes can greatly impact the end value of a major investment. The same goes for commercial real estate investments. If your company wants to get the full value back for a commercial mortgage, it pays to plan for common hurdles. The more prep work you do before hand, the greater the return on your group’s investment.

What’s the best way to make sure these little mistakes don’t cost you hundreds of thousands of dollars? Be informed and plan ahead. Don’t let the following common commercial real estate flubs chip away at the value of your investment.

● Don’t Assume Banks Have All The Answers - Traditional financial institutions hold a great wealth of information, but remember that they are also businesses competing for your dollar. Unless you have a pre-existing relationship with a bank, they are only obligated to tell you so much about the market and what types of commercial mortgages are available elsewhere. Furthermore, their risk-adverse nature can make banks less knowledge of niche or emerging industries.

● Avoid Investing On A Hunch - Going with your gut will serve you well in numerous business scenarios. A major decision concerning real estate investment is not one of them. Your company is much better off relying on data analytics and fresh impressions of recent deals. Having a detailed strategy in place also makes it easier to correct your approach if your project isn’t showing immediate results. Investing on a hunch puts your company back at square one if said investment doesn’t pay off immediately.

● Select Properties Only After Extensive Research - Where you invest deserves just as much thought as how you invest. To this end, your company must dedicate significant resources to evaluating and vetting a property before selecting it for development. Failure to do so puts your business at risk for managing a snowballing problems down the road. These types of systematic issues tend to develop when major details about a property are overlooked. Make sure specialized professionals look over every aspect of the property before making a decision.

● Maintain A Student Mentality - The best commercial real estate investors never stop learning. The property market is nothing if not dynamic. Those who assume the status quo’s best practices will keep working five or ten years from now have unrealistic expectations. That’s why it pays to keep learning about the market and stay abreast of recent trends even after you’ve committed capital to your investment.

Investing Your Commercial Mortgage With Expert Help Limits Your Company’s Risks

Need to get into the commercial real estate game sooner than later? There’s no substitute for experience. If your company doesn’t have that know-how internally, it pays to reach out to an practiced professional.

A vetted and capable lending professional can offer the helpful inside information you need to succeed.

Connect with a reliable private lender for access to capital and a better understanding of the market where your business is choosing to invest.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

What To Look For In A Redevelopment Project Before Taking Out A Commercial Loan

Location is vital when picking out a building for redevelopment, but that’s just the start. There are several factors to consider before your company is prepared to take out a commercial loans.

Innovative redevelopment projects remain the closest thing the commercial real estate industry has to a sure bet at the moment. It’s not surprising why these properties are so valuable, considering the old real estate adage that encourages investors to pick up the crummiest house in a nice neighborhood. When the location and fundamental are sound, all it should take is a few tactical investments and smart marketing to turn a struggling Class B property into a Class A asset.

That’s why so many companies, likely yours included, have mused the possibility of taking out a Commercial Loans to invest into an office, industrial or multifamily redevelopment project. Look for the following qualities when evaluating potential targets for investment. The more ideal the property you choose is for redevelopment, the more you stand to make back on your investment.

● Versatile Marketing Potential - The most suitable candidates for redevelopment are those properties that have the greatest potential for a wide variety of projects. An office building that could be sectioned off into multiple, smaller offices, for example, offers more flexibility than a single-floor industrial facility. Focus your investments on properties that give your business the most paths to success.

● History Of Income Generation - Chances are that if you are looking at a property for redevelopment, the building’s current income generation is not ideal. That being said, it pays to look into the history of the facility. Was there a time where the property was performing well? What kind of customers used to frequent the businesses that rented space the building? A once successful establishment is much easier to turn around than one that never attracted business in the first place.

● Established Traffic Flow - Location, as always, in extremely pertinent to real estate transactions. In the case of redevelopment, learn as much as you can about the businesses surrounding a potential property asset. Their customers make up the traffic flow that is already present near your investment. If your company’s redevelopment strategy targets these consumers, your company is already in a good position to get back the full value of its commercial loan.

● Removable External Fixtures - First impressions are extremely important, especially when it comes to getting individuals to take a second look at a struggling property. You want the building’s exterior to broadcast quality, innovation and class. The easier it is to provide a facelift, the more likely you are to make a big splash with your redevelopment project. Properties with removable external features are ideal for redevelopment because they can be quickly replaced and refreshed with modern, eye-catching accents.

Cost-Effective Improvements Allow You To Fully Leverage Your Commercial Loan

The more you understand the types of consumers that frequent the spaces near your investment property, the more you can tailor your improvements to their needs and expectations. Being able to narrow in your approach to improvements will help reduce costs.

Clever redevelopment projects promise serious return for savvy investors

Ready to invest in a prime redevelopment opportunity? Your business can get the capital it needs right now by working an experienced private lender.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

4 Tips For Maximizing The Potential Of Your Commercial Real Estate Loan

Acquiring capital is just the first step. Use these pragmatic strategies to make sure your company unlocks the full value of a commercial real estate loan.

A commercial real estate loan can create a long list of new opportunities for your business. However, just qualifying for a loan and spending the added capital does not guarantee a significant return for your company. Plenty of thought and planning must go into the process if your company hopes to get the full return on its investment.

When a high level of thought and planning is put into the project, your organization stands to see priceless benefits. That's why the following tips are likely to come in handy. Develop a detailed investment strategy by using the following guidelines and ensure your company capital is well spent for the rest of the year.

1. Make decisions with the future in mind - Remember that trends in commercial real estate can be notoriously short lived. Afterall, great ideas seem less impressive once the entire industry has caught on. Your goal is to anticipate trends, not to just ride the wave. That.means your company will have to make it a priority to analyze the direction of the market, make judgement calls about trends and take risks to stay ahead of the curve. The commercial real estate industry requires investors to be intentional, committed and always ready to chase opportunities when the time is right.

2. Develop a plan for marketing the property in advance - One way to get back the full value of your commercial mortgage is to start the marketing process as early as possible. If your company has developed a detailed strategy for the project, then enough information should be available to start tracking down potential tenants. The more demand you can demonstrate for your project, the better negotiating position you’ll be in when you speak with a commercial lender.

3. Understand all your possible expenses - Your company won’t be able to leverage a commercial real estate loan if the project is blindsided by additional costs from the very beginning. That’s why it’s so important to plan around extra costs associated with a loan like lender fees, appraisal fees and origination fees. Taking extra time to look over loan terms and ask questions to experienced commercial lenders will help ensure that no costs fly under the radar.

4. Rely on data, not your instincts - It’s important that you avoid getting wrapped up in reactional investments, such as making a shift in the company’s commercial real estate strategy based on a hot take from a cable news pundit. The reality is that no one can accurately predict the market, just make educated guesses and rebound with confidence when they miss the mark. Stick to your data-backed, meticulous strategy if you want to see a substantial return on your investment.

Remember These Important Tips Before You Start Investing Your Commercial Real Estate Loan

The more prepared you are, the smoother your company’s experience will be when it comes to borrowing and investing.

Reliable market information and the insights of a professional can make all the difference.

Don’t be afraid to lean on somebody who knows the market. Local private lenders are a great resource for helping your company stay up to date on the latest market trends.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

3 Reasons To Prefer Hard Money Commercial Loans For Your Next Real Estate Investment

Don’t depend on banks to provide you with the best commercial loan. Your company may find that the ideal terms for their project are offered by a private lender.

Your company has numerous resources when it comes to acquiring capital for real estate investments. Traditional financial institutions, ranging from banks to trust funds, lend out money for real estate all the time. Unfortunately, these institutions are typically very rigid about who they lend money to, how much they lend and how rapidly the loan must be paid back. Thankfully, your company can instead choose to work with a convenient hard money lender as a reliable alternative.

This is just one of the many scenarios where a private money lender can offer unique advantages that support your company’s goals. Acting as a flexible source of capital, hard money loans can be leveraged to acquire all sorts of commercial real estate assets. That being said, it’s important to know all of the best scenarios for using a private money lender over other financial institutions.

1. Your Company Needs Capital Yesterday - There are times where access to funds previously available is cut off. In other instances, emergencies prop up and force companies to spend capital in order to put out a fire. Unfortunately, sometimes that operating cash was earmarked for something else. In cases where funds set aside for real estate investment are no longer available, a hard money Commercial Loans offers a quick solution. The process of applying for capital through a hard money lender is considerably more efficient than going through a traditional money lender.

2. Unique Opportunities Require Flexible Funding - Banks are businesses designed around making smart, predictable bets on borrowers. If the borrower is successful in paying back its loan (plus interest, of course) in a reasonable time, the bank sees this as a victory. That’s why big banks and other financial institutions have such strict guidelines when it comes to who they’ll provide a Commercial Loans to, how long and how quickly they expect the loan to be paid back. If your company doesn’t seem like a safe bet, you may be turned down for a loan. Banks may even be wary if you serve a niche market, especially if the market is unfamiliar to the financial institution.

3. Obstacles Call For Insights From A Seasoned Lender - When the market changes, so should your strategy. Creating a working relationship with a private lender provides you with a valuable ally. These professionals know better than anyone the current state of the market. After all, companies often turn to private lenders when traditional lenders turn them down. This insider knowledge can easily translate to helpful observations about the market if you have a positive relationships with your private lender.

Choose Hard Money Commercial Loans For Your Next Real Estate Project

Tired of dealing with the hassle and paperwork that comes with trying to borrow money from a bank? Consider the convenient alternative. Private lenders are available in your area.

Private hard money lenders make the financing process as straightforward as possible.

Don’t put off a big opportunity for lack of capital. An experienced private lender can ensure your company has the cash flow it needs to move forward.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage