What is Trust Deed Investing?

What is Trust Deed Investing?

Sounds simple enough, right? Trust Deed Investing can get quite complicated if the borrower or lender does not understand what they are getting into. However, with a quick briefing on this practice and how it works, you can feel sure about your decision to become involved with a trust deed loan.

Basically, trust deed investing is a loan secured by real estate. A piece of property or real estate is used as collateral for the loan, ensuring that it is fair for all parties involved. The loans vary in length but are generally shorter than traditional bank loans, and most end up being anywhere from 1-5 years. Professional real estate investors choose properties/lenders to fund projects and purchases when banks deny them. Since banks are a little more wary of lending to borrowers who are looking to purchase “fixer-uppers,” trust deed investing can often come in very handy.

Dennis Dahlberg
Broker/RI/CEO/MLO
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.SetabayLoan.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Understanding Trust Deed Investing

First, you probably have the question all investors have…what exactly is trust deed investing and how does it work? In simplest terms, a trust deed is a simple document recorded with the county that creates a secure lien on real estate property. That property then becomes collateral for lenders and the trust deed holder.

Basically, this is how they work: a borrower needs a loan for real estate. (This can be property they already own or property they are hoping to purchase.) The proper documentation is created for a Promissory Note which is an agreement that the borrower will repay the lender on an agreed upon amount. The trust deed itself is what makes the contract binding. Since the property is used as collateral for the loan, the trust deed investor (person who lends the money) can use the property as a form of repayment to get their money back.

Why Trust Deed Investing Is Used

Generally, trust deed investingcomes at a bit higher price than traditional bank loans. The interest rates are higher, making them more difficult to pay back. So why would anyone participate in trust deed investing then? The reasons are abundant, actually.

First, a bank loan can take quite a while to process. With trust deed investing, the loan is quick and the borrower can receive the money more quickly than dealing with all the messy paperwork. Another reason people prefer these types of loans is because they are generally more short-term than bank loans, with the length of most loans ranging anywhere from 1-5 years.

One of the bigger factors people take into consideration when investigating trust deed investing is because they do not necessarily have the credit to qualify for a bank loan. When a bank turns a person down because of bad credit, they often feel they have nowhere to turn. However, with these loans, it makes their dreams of purchasing real estate with a low credit rating very possible.

Banks also consider the worth of the property when deciding to lend to a borrower. While trust deed investors also consider the property, they do not weigh it as heavily. Thus, these types of loans are easier to obtain.

Broker Level 4 Funding LLC

Dennis Dahlberg
Broker/RI/CEO/MLO
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.SetabayLoan.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ

Help Wanted Arizona Mortgage Loan Originator Loan Officer Open Position

PRIMARY OBJECTIVE:
Level 4 Funding LLC specializes in the Sub Prime and Private Money Lending Environment. 

You will:

• Obtain and analyze customer financial and credit data.
• Manage your personal loan pipeline.
• Serve as the primary liaison with bowers and outside entities (realtors, title and escrow officers, etc.) and other company employees to facilitate a prompt and efficient loan closing
• Negotiate terms and conditions of loan programs with borrowers.
• Work with our Loan Processing Staff.
• And you will make a lot of money.

What we provide for you:
Percentage  1.5% of each deal.

In house leads. We are number #1 on Google.

Employee Benefits:
Sorry no benefits, you just make a lot of money.

You will have an office, but you can work independently away from the office.

Required Skills and Qualifications:

Must be licensed as a Mortgage Loan Originator (MLO) in Arizona

Must be able to close the deal.

Prior Loan Origination Experience.

About Us:
Level 4 Funding is a Mortgage Broker Company with an array of in house investors and wholesale lenders.  We are in a niche market specializing in FHA/VA, Sub Prime, Conventional and Private Hard Money Loans.  

We use:

Point Central, Caylx.

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

www.Level4Funding.com

623-582-4444

Benefits of Trust Deed Investing

Advantages of Trust Deed Investing

The advantages of trust deed investing are plentiful. Here are just a few examples:

-The investment is back by physical property that is used as collateral (rather than just a promise from the bank, etc.)

-You are in a good equity position as you can receive up to 30% of the property value

-Payments are sent directly to you and are not handled by a middleman

-The return on your investment is great—much better than a bank even

-The property is protected by Hazard Insurance

-And, most importantly, YOU are in control of your investment. 

No one can tell you what you can or cannot do with it. The flexibility of trust deed investing is great for investors and thousands of people have experienced great success in using their money this way.

Dennis Dahlberg
Broker/RI/CEO/MLO
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.SetabayLoan.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378

Why Trust Deed Investing Is Used

Why Should you Invest  in Trust Deed Investing Is Used

Generally, trust deed investing comes at a bit higher price than traditional bank loans. The interest rates are higher, making them more difficult to pay back. So why would anyone participate in trust deed investing then? The reasons are abundant, actually.

First, a bank loan can take quite a while to process. With trust deed investing, the loan is quick and the borrower can receive the money more quickly than dealing with all the messy paperwork. Another reason people prefer these types of loans is because they are generally more short-term than bank loans, with the length of most loans ranging anywhere from 1-5 years.

One of the bigger factors people take into consideration when investigating trust deed investing is because they do not necessarily have the credit to qualify for a bank loan. When a bank turns a person down because of bad credit, they often feel they have nowhere to turn. However, with these loans, it makes their dreams of purchasing real estate with a low credit rating very possible.

Banks also consider the worth of the property when deciding to lend to a borrower. While trust deed investors also consider the property, they do not weigh it as heavily. Thus, these types of loans are easier to obtain. 

Dennis Dahlberg

Setabay Loan

23335 N 18^th Drive Suite 120

Phoenix AZ 85027

623-582-4444

dennis@setabayloan.com

www.setabayloan.com

Phoenix Real Estate Is Booming Again. Get Ready. Good Times Are Ahead.

Get Ready for the New Real Estate Boom In Arizona.

Builders are starting to move dirt and that is the beginning of the next boom.

With low inventory and too many buyers the Phoenix Real Estate Market is on the verge of a new boom in real estate values.

'This boom is going to be different,' according to Dennis Dahlberg, Level 4 Funding  Hard Money Lender . 'The last boom was fueled on greed of the consumer; this time it's going to be a supply problem. Over the past 6 years there was little construction or movement of dirt, leaving the Phoenix housing market starving for new homes. Additionally, home values are raising dramatically, and once the current home owners get above water (have equity) they are going to want to move up. We're going to have a trifecta or the perfect storm-no homes, pent-up demand, and record low interest rates. And if you throw a little inflation on top of the mix -- watch out! Bam! its going to be a wild ride -- a wild west ride!

http://youtu.be/ikWM0TnINAU

Big Daddy Dennis 
Level 4 Funding LLC
23335 N 18th Drive
Phoenix Az 85383
Dennis@level4funding.com
Http://www.level4funding.com
Www.level4funding.com

Why a Loan Service Center?

Loan Service Center

Through our loan services center, we can help you to take care of your loan. We start by making it easier than ever to take care of your loans because we provide constant real-time details and information for you and your investors. That’s a relief on your end. Everything is in one place. Our loan services help every customer keep track of their loans with more options that allow clients to make financial decisions based on what we can tell them when it matters the most.

A loan servicing center can be a great help. We want to see you do well and have a healthy relationship with your loans. That’s why, if our clients want, we will definitely help with the initial planning stages and the closing activities of the commercial property loans.

We know as well as you do that you want everything to be right. In addition to what was mentioned above, a loan service center will also keep a focus on justifying contractual budgets, design, and scheduling risks as well as experience in the management, resolution and disposition of defaulted construction loans.

Our advanced loan service center helps to deliver great services to the commercial real estate finance industry. At most times, these are industries that are seen as confusing and daunting, but it doesn’t have to be because a loan service center can really help keep all your finances in check by giving you monthly reminders about payments and balance.

Our loan services center makes taking care of your loan easier than it has ever been because of the constant ever-updating details and information that you and your investors need. Our loan services help every customer keep track of their loans with more options that allow clients to make financial immediate decisions based on what we can tell them when it matters the most.

Loan Servicing Arizona

Loan Service Center
Setabay
(877) 582-2151

Videos Links

News and Videos on Arizona Home Loan Servicing and Arizona Home Mortgages.

For Videos and News on Hard Money Arizona Private Arizona Money  go to www.joandidit.com

For Important Videos on investing in Arizona Deeds of Trust  www.westwingaz.com

Hard Money Rates and Information for Arizona  www.dennisazhomes.com

Step by Step Help on Investing in Deeds of Trust Videos and Information for Arizona  www.theboxsupply.com

News and Videos on Arizona Home Loan Service and Arizona Home Mortgages  www.setabayloan.com